Save $40 per month

If I save $40/month how much will I have? Use this calculator above to see how your investment will grow over time.
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Future Value
What will an investment of 40 dollars per month be worth? This assumes a constant return and investing at a regular interval. In real life, returns fluctuate, whether it's an investment in real estate, the stock market, bonds, bank cds, treasury notes, etc. Interest, dividends, and capital gains vary every year.

Save those dollars and cents. Regular investing over time is the key to saving money. View the chart below to see how investment return and time affect the results. We don't factor in taxes so be sure to have a quick chat with an accountant.

The easiest way to invest is to run it on auto pilot. Invest a regular amount in a low fee index fund every month. This is the easiest strategy for the regular investor. It helps to avoid being driven by psychology and fear.
Return 2% 4% 6% 8%
Save $40/month for 1 year $484$489$494$498
Save $40/month for 2 years $979$998$1,018$1,038
Save $40/month for 3 years $1,483$1,527$1,574$1,622
Save $40/month for 4 years $1,997$2,079$2,164$2,254
Save $40/month for 5 years $2,522$2,652$2,791$2,939
Save $40/month for 6 years $3,057$3,249$3,457$3,681
Save $40/month for 7 years $3,603$3,870$4,163$4,485
Save $40/month for 8 years $4,161$4,517$4,913$5,355
Save $40/month for 9 years $4,729$5,190$5,710$6,298
Save $40/month for 10 years $5,309$5,890$6,556$7,318
Save $40/month for 11 years $5,900$6,619$7,453$8,424
Save $40/month for 12 years $6,504$7,378$8,406$9,621
Save $40/month for 13 years $7,120$8,167$9,418$10,918
Save $40/month for 14 years $7,748$8,989$10,493$12,322
Save $40/month for 15 years $8,389$9,844$11,633$13,842
Save $40/month for 16 years $9,042$10,734$12,844$15,489
Save $40/month for 17 years $9,709$11,660$14,130$17,273
Save $40/month for 18 years $10,390$12,624$15,495$19,205
Save $40/month for 19 years $11,084$13,627$16,944$21,297
Save $40/month for 20 years $11,792$14,671$18,482$23,562
Save $40/month for 21 years $12,514$15,758$20,116$26,016
Save $40/month for 22 years $13,251$16,889$21,850$28,673
Save $40/month for 23 years $14,003$18,066$23,691$31,551
Save $40/month for 24 years $14,770$19,291$25,645$34,668
Save $40/month for 25 years $15,553$20,566$27,721$38,043
Save $40/month for 26 years $16,351$21,892$29,924$41,699
Save $40/month for 27 years $17,166$23,273$32,263$45,658
Save $40/month for 28 years $17,997$24,710$34,746$49,945
Save $40/month for 29 years $18,844$26,206$37,383$54,588
Save $40/month for 30 years $19,709$27,762$40,182$59,617
Save $40/month for 31 years $20,591$29,382$43,154$65,063
Save $40/month for 32 years $21,491$31,068$46,309$70,962
Save $40/month for 33 years $22,410$32,823$49,658$77,349
Save $40/month for 34 years $23,346$34,649$53,214$84,267
Save $40/month for 35 years $24,302$36,550$56,990$91,760
Save $40/month for 36 years $25,277$38,528$60,998$99,874
Save $40/month for 37 years $26,272$40,586$65,254$108,661
Save $40/month for 38 years $27,286$42,729$69,772$118,178
Save $40/month for 39 years $28,321$44,959$74,569$128,485
Save $40/month for 40 years $29,378$47,279$79,662$139,647